The Steven P. Chang Law firm of Riverside county California focuses exclusively on bankruptcy law. We have over 10 years of experience and we are 1 of only 100 board certified lawyers in California. We offer low fees, easy payment plans, and free, no obligation consultation to ensure the right solution for you.
You're not alone. Millions of Americans file for bankruptcy every year due to financial difficulties including thousands in Riverside County. Don't let financial stress ruin your health and disrupt your family life. There is a way out. You can get your life back, and your family will be happy to have a healthy, smiling "YOU" back in the fold.
To get relief and be sure it is done correctly, you need an experienced, certified bankruptcy lawyer and debt relief specialist such as Steven P. Chang. Otherwise, using inexperienced assitance or going it alone could actually leave you in an even worse situation.
Got a bankruptcy question? Ask Steven Now:
|Income Requirement:||Depends on family size||No upper income requirements.|
|Debt Limits:||Unlimited||Unlimited||Unsecured $360,475.00; Secured Debts $1,081,400.00|
|Asset limits:||Limited by State and Federal Exemptions||Limited by State and Federal Exemptions, subject to Debtor's rights and plan payment amounts||Limited by State and Federal Exemptions, subject to Debtor's rights and plan payment amounts|
|Time frame:||Approximately 4 months||No preset time frame||36 or 60 months|
|Basic Requirements:||Individuals who qualify under the means test, Businesses, LLC's, Corporations, LLP's in serious debt problems||Businesses & Individuals with regular income||Individuals with regular income|
|Benefits:||Immediate stay on collection activities; quick resolution & a fresh start!||Unlimited debt limits, remain in possession of assets while in bankruptcy; given additional leverage with creditors as debtor in possession||Potential to restructure secured debts; allow additional time to catch up on arrearages; and pay priority debts through bankruptcy plan|